Editor's Review
In a world where every purchase and financial decision counts, Aspiration's innovative app, 'Invest in the Planet,' offers an exciting opportunity to earn up to 3.00% APY while actively contributing to the fight against climate change. With a focus on ethical spending and eco-conscious investing, this app provides a unique platform for users to align their financial activities with their values.
By combining spending, saving, and investing features, Aspiration empowers individuals to make a positive impact on the environment through their everyday transactions. Whether you're shopping, saving for the future, or seeking to grow your wealth responsibly, this app offers a range of benefits that set it apart from traditional banking services.
Features
- Spend & save account 
- Tree planting with every purchase 
- Socially responsible deposits 
- Unlimited ATM withdrawals at 55,000+ Allpoint ATMs 
- Up to 3.00% APY on deposits 
- Early payment access 
- FDIC insured up to $250,000 per depositor 
- Excess fund sweeping to FDIC-insured depository institutions 
Pros
- Earn up to 3.00% APY 
- Support tree planting initiatives 
- Avoid funding fossil fuel projects 
Cons
- Balances above $250,000 may be swept to other banks 
- Terms & conditions apply for APY rates