Editor's Review
Welcome to Step, the free banking app that offers better credit, savings, and rewards! 📱💸 With Step Black, you can enjoy up to 8% cashback, build your credit history with the Step Visa Card, and earn 5.00% on your savings. Plus, get paid early and access $500 in annual perks. Join over 5 million users who trust Step for all their banking needs. It's banking reimagined, for a better financial future! 💳💰
Features
- Build credit with every purchase 
- Earn up to 8% cashback with Step Black 
- Get paid up to 2 days early 
- Monitor your credit score directly in the app 
- Create Savings Goals and earn 5.00% on your savings 
- Access $500 in annual perks 
- No risk of overspending with Step Visa Card 
Pros
- Safe credit building 
- Up to 8% cashback 
- 5.00% savings rate 
- Early access to funds 
- Annual perks and rewards 
Cons
- Not available in all regions 
- Limited physical branch support