Editor's Review
Welcome to the bank you'll love. With our simple app, you can bank, save, and invest all in one place. Trusted by millions, N26 offers convenience, security, and personalized features to enhance your financial experience. Whether you want to manage your finances, pay with ease, transfer money globally, or enjoy premium banking services, N26 has you covered.
Our virtual N26 Mastercard and Google Pay integration allow you to pay seamlessly while on the go. Choose from five unique virtual card designs to match your style and make transactions with a tap. Experience instant transfers and use MoneyBeam to send money quickly without hidden fees. If you desire more benefits, explore our premium accounts such as N26 Smart, N26 You, and N26 Metal to elevate your banking journey.
For shared finances, N26 joint accounts offer dedicated IBANs, insights, and user-friendly features to simplify managing expenses with your loved ones. Need financial flexibility? Split eligible purchases with N26 Installments or get an overdraft approval up to €10,000 in minutes (available in Germany and Austria).
Features
Virtual N26 Mastercard and Google Pay integration
Instant money transfers with MoneyBeam
Premium account options: N26 Smart, N26 You, N26 Metal
Joint accounts with dedicated IBANs
N26 Installments for splitting purchases
Quick overdraft approval up to €10,000 (Germany/Austria)
Pros
Convenient banking from your smartphone
Global money transfers with no hidden fees
Unique virtual card designs for personalization
Cons
Limited overdraft availability in select countries
Some features may require premium account upgrade
